Thinking of moving to Costa Rica? Our comprehensive guide answers the top 50 Costa Rica expat questions asked about residency, costs, safety, daily life, and more.
Spend five minutes researching moving to Costa Rica and you’ll quickly notice the same questions popping up again and again. After all, potential expats tend to ask the same questions. Whether they’re posting in a Facebook group, searching on Google or AI, or scrolling through Reddit, the same concerns come up time and again. Some answers are helpful. Others are confusing or just plain wrong. And others are simply subjective, based on someone’s own personal experiences which may be skewed by events.
To create this list, we looked at the most common search queries, reviewed popular posts in expat forums and social media groups, and tracked what people are actually asking online.
In no particular order, these are the 50 main questions that people ask the most when they start thinking about moving to Costa Rica. The answers are short and to the point, with links to more details around the site where relevant. After all, each answer could be (and often is) an article on its own, so the idea is to really give potential movers an idea of what to think about at this early stage of the process. Does that make sense? If so, let’s look at the questions below!
Legal / Immigration
1. Do I need a visa to live in Costa Rica?
If you’re from the U.S., Canada, or much of Europe, you don’t need a visa to enter Costa Rica. You get up to a 180-day tourist stamp on arrival. That doesn’t give you the right to live or work permanently, but many people do stay long-term by doing border runs every six months. It’s not officially encouraged, but it happens all the time. If you want to stay legally and avoid issues with immigration or banking, it’s better to apply for one of the available residency options. Please also note that we said “up to 180 days“. That does not mean 180 days. The time you’re allowed to stay is at the discretion of the border official in front of you.
2. What are the residency options in Costa Rica?
Costa Rica offers several legal residency paths. These include pensionado (retirees with a guaranteed monthly pension), rentista (proof of stable income or a $60,000 deposit), inversionista (investment of $150,000 or more), and residency through marriage or parenthood. There’s also a digital nomad visa for remote workers, though it’s not permanent residency. Most of these categories don’t allow you to work as an employee but let you own a business or work online. Permanent residency is available after a few years, depending on the category.
3. How long can I stay in Costa Rica as a tourist?
Most tourists from North America and Europe receive up to a 180-day entry stamp. You’re expected to leave the country when that time’s up (note that some countries have a 30-day or 90-day limit). While you’re not supposed to live here full-time on a tourist visa, many people do so anyway by exiting and re-entering the country every six months.
4. Can I do border runs to renew my tourist visa?
For now, yes. Thousands of people do it. A border run (often called visa runs) usually means crossing into Nicaragua or Panama before your tourist stamp expires and re-entering the same day or after a short stay. It’s a workaround, not an official long-term solution, but it’s been tolerated for years. There’s no guarantee how long you’ll get on re-entry — it’s always up to the immigration officer. Still, border runs are extremely common and often the only option for people not ready or able to apply for residency. Also keep in mind that these visa runs have become quite controversial among some lawmakers, and there’s legislation right now to ban the practice. Whether that legislation passes or not is a different matter.
5. What is the process to apply for residency?
Applying for residency involves submitting documentation to Costa Rica’s immigration department. You’ll need things like a birth certificate, a background check, and proof of income (all apostilled and translated into Spanish). The process can take several months to over a year. You can apply yourself or use a lawyer. Once approved, you’ll get a DIMEX card and can legally live in the country. Most residency categories also require you to join the public healthcare system and maintain good standing.
6. Can I get permanent residency if I marry a Costa Rican?
Yes. If you marry a Costa Rican citizen, you’re eligible to apply for residency based on marriage. It starts as a temporary category (renewable annually), and after two years of continuous residency and good conduct, you can apply for permanent residency. You’ll need to attend an interview and provide proof that the relationship is legitimate. Once permanent residency is granted, you can live and work in Costa Rica without the restrictions that apply to temporary residents in other categories.
7. How much money do I need to show for residency?
It depends on the category. Pensionados need proof of a monthly pension of at least $1,000. Rentistas must show a monthly income of $2,500 for two years or deposit $60,000 in a Costa Rican bank. Investors must show a $150,000 investment in approved areas like real estate or business. Marriage and parent-based residencies don’t have strict financial requirements, but you’ll still need to demonstrate financial stability. All applicants must also pay government fees and enroll in the public healthcare system.
Cost of Living / Money
8. How much does it cost to live in Costa Rica?
It depends on your lifestyle. A single person can live modestly outside tourist areas for around $1,500 a month (less if prepared to make certain lifestyle changes like buying local, taking public transport, etc.). A couple living comfortably might spend $2,500 to $3,000. In popular beach towns or central valley suburbs, rent and other costs can drive that number much higher. The thing to remember is that Costa Rica is not as cheap as it’s neighbors. It’s by far the most expensive country in Central America.
9. Is Costa Rica cheaper than the U.S. or Canada?
In some ways, yes. Local food, healthcare, labor, and services are usually more affordable. But imported goods, cars, electronics, and fuel cost more. If you live like a local, in a non-touristy area, it’s cheaper. If you try to replicate a North American lifestyle surrounded by tourists and other expats, it might not be.
10. What’s the rent like in Costa Rica?
It varies widely between location. Around San José and the Central Valley, you can find homes for $400–$800/month. In beach and tourist areas, prices can hit $1,500 or more for modern furnished places. Again, it depends on the type of home you’re looking for; a local “Tico-style” home or a luxurious condo? Bottom line is think anywhere from around $400 through to many thousands of dollars per month.
11. Can I live well on my Social Security?
Many people do, although it depends how much your social security comes to and what your level of lifestyle comfort is. If your Social Security check covers your monthly rent and basic expenses, especially in less expensive areas, it’s manageable. Some expats combine Social Security with other income or savings to live more comfortably.
12. What are utility bills like?
Electricity can be expensive, especially if you use A/C or have a pool. Internet plans vary depending on speed and if you want cable TV included. Water is relatively cheap. Expect $75–$200/month for a typical household depending on usage and plan type.
13. Is it better to ship my stuff or buy new in Costa Rica?
You can, although most people buy locally or rent furnished. Shipping is costly, and you’ll pay import duties. It’s only worth it for sentimental or hard-to-replace items. You should also remember that some of your furniture suitable for northern climates might not fare so well in the humid tropics.
14. Can I open a bank account?
If you have legal residency, absolutely. It’s easy. If you don’t have residency and are in Costa Rica as a tourist, it’s possible but not always easy. Some banks let non-residents open accounts with a passport and a few documents. Others don’t. Rules vary between banks and even branches. Be prepared for a slow process and inconsistent requirements.
15. How do I transfer money to Costa Rica?
Many people use online services like Wise, Remitly, PayPal, or traditional bank transfers. Some also bring cash and exchange it locally. The best option depends on how fast you need the money and how much you’re sending. Crypto is also an option.
Healthcare
16. Is healthcare good in Costa Rica?
Costa Rica has a solid reputation for healthcare. It offers both public and private systems. The public system (Caja) is affordable and covers everything, but wait times can be long. The private system is fast and relatively inexpensive compared to the U.S. Many private doctors speak English, and the quality of care is high in urban and tourist areas. Pharmacies are well-stocked, and many meds don’t require prescriptions. Many expats use a combination of public and private care depending on the situation.
17. Can I use the public healthcare system?
Yes, but only if you have legal residency. Enrollment in Caja is mandatory for legal residents. Once enrolled, you pay a monthly fee based on your income and get full access to medical services, including doctor visits, specialists, and prescriptions. Tourists can use Caja, but but they’ll have to pay on the ground, and private healthcare is available to everyone. While the system is generally good, you’ll likely face long wait times for procedures and appointments.
18. How much does private healthcare cost?
Private healthcare varies, but a basic doctor visit can cost $50–$80, and private insurance is usually cheaper than in North America. Local plans cost much less than international ones, but coverage is more limited. Many expats use a combination of public care (Caja) and private out-of-pocket services rather than full private insurance. There is also a service called MediSmart, which isn’t insurance, per se, but offers discounted rates for appointments and services through a monthly pay-in.
19. Do I need to speak Spanish to see a doctor?
Not always. Many private doctors, especially in expat-heavy areas, speak English. Public clinics mostly operate in Spanish, though some staff may speak basic English. It helps to learn medical vocabulary or bring someone who can translate. Written prescriptions and instructions are always in Spanish. In more rural areas, you’ll need at least some Spanish to communicate effectively. If language is a concern, private clinics offer a smoother experience, with more personalized care and easier communication.
20. Are prescriptions cheaper in Costa Rica?
Yes. Many common medications cost less than in North America, and some drugs that require a prescription back home are available over the counter here. Generics are widely used and affordable. Pharmacies are everywhere and usually have helpful staff. Prescription rules are less strict than in the U.S., but controlled substances still require proper documentation. If you rely on specific medications, check availability and bring a supply when you move. In general, prescription costs are manageable even without insurance.
Real Estate / Housing
21. Should I rent or buy?
The age old question! We always recommend renting for at least a year or two before buying in Costa Rica. It makes sense to do that in a new country where you’re not even 100% sure you’ll stay (according to multiple voices on the social media groups, most people leave after a couple of years for a multitude of reasons) the distance. Renting until you’re sure you’re here for the long term is always the best way to go.
22. Can foreigners buy property in Costa Rica?
Yes. Foreigners have the same rights as locals when it comes to buying titled property. The only exception is concession land (typically beachfront within 200 meters of the high tide line) which comes with added restrictions. Always use a qualified real estate attorney to verify ownership, title status, and zoning. Avoid making deals based on verbal promises. Buying property is common among expats, but the process is less regulated than in the U.S. or Canada, so caution is essential.
23. What are property taxes like?
Property taxes in Costa Rica are low compared to many other countries. The standard annual tax rate is 0.25% of the registered property value, declared by the owner to the local municipality. Most municipalities also add garbage collection fees. High-value homes over approximately $250,000 may also be subject to a progressive “luxury home tax,” ranging from 0.25% to 0.55%.
24. Is it safe to buy land?
It can be, but you must be careful. Make sure the land is titled, especially if it’s near the beach. Beachfront properties often fall under concession law, which comes with added rules and more government oversight. Use a reputable lawyer to check zoning, title history, and any potential liens. Don’t rely on the seller’s word alone. Land disputes do happen here, especially with properties passed down informally or lacking updated records. With proper due diligence, though, buying land can be safe and secure.
25. What areas are best for expats?
Another subjective question here, but communities like Atenas, Escazú, Santa Ana, Tamarindo, Nosara, Uvita, and Ojochal have larger numbers of foreigners and offer amenities, infrastructure, and services appealing to newcomers. That said, many people might not want to live around other foreigners at all.
Safety / Lifestyle
26. Is Costa Rica safe to live in?
For the vast majority of tourists and expats, yes. But it’s important to note that Costa Rica has seen a rise in violent crime in recent years, with record-high homicide rates. Gang-related violence is a growing issue in certain areas where you, as a foreigner, really have no business going to. Most foreigners are not targeted, but theft, break-ins, and occasional violent incidents do happen. That all said, for foreigner residents and visitors, petty crime like theft remains the most common risk.
27. What are the most dangerous areas?
The most dangerous areas include parts of Limón and Puntarenas provinces, especially around ports and drug-trafficking routes. Some neighborhoods in San José also report higher crime. Most violence is localized and not aimed at foreigners. If safety is a concern, consider inland areas with lower crime rates. Avoid walking alone at night, don’t leave valuables in your car, and stay aware of your surroundings.
28. Do I need to speak Spanish to live in Costa Rica?
No, but it helps a lot. You can get by in tourist areas with just English, but daily life is much easier with some Spanish. Making local friends and handling bureaucracy almost always requires at least basic Spanish. Learning Spanish is the best way to properly integrate into your new home if you really plan on creating a life here. There’s no hard data on this, but we’d say that most expats who don’t make it and end up leaving also never learn adequate Spanish and always feel somewhat “apart”.
29. What is day-to-day life really like?
Life in Costa Rica is slower-paced and less structured than in North America. Expect long lines at banks and government offices, inconsistent service, and last-minute changes. On the flip side, the lifestyle is relaxed and centered on nature and family. Markets, local cafes, outdoor activities, and friendly neighbors are the norm. If you embrace the “pura vida” mindset and adjust your expectations, life here can be rewarding. If you need constant efficiency, it may feel frustrating at times.
30. What’s the expat community like?
There’s no formal expat community, just areas where more foreigners tend to live. You’ll find pockets of English-speaking residents in certain towns, often connected through social events, Facebook groups, or community projects. Some areas feel more foreign than local, but Costa Ricans are generally welcoming. Still, locals are increasingly wary of gentrification, so it’s important to respect the culture and avoid creating isolated bubbles. Integration depends on your attitude, not your nationality.
31. Are there a lot of bugs or snakes?
Yes, especially in rural and coastal areas. Expect to see ants, geckos, spiders, and mosquitoes regularly. Snakes exist, but bites are rare and most snakes aren’t aggressive. The bigger issue is mosquito-borne illnesses like dengue, which is common in rainy season. Keep screens on windows, wear repellent, and check your living space regularly. Most bugs are more annoying than dangerous, but it’s part of life in the tropics. If you hate insects, urban areas may be more comfortable.
32. Can I drink the tap water?
In most of the country, yes. Tap water is generally clean and safe, especially in the Central Valley and more developed towns. In very remote or coastal areas, some people prefer bottled or filtered water.
33. Is it too hot or humid all the time?
That depends on where you live and it’s all about elevation. The Central Valley has spring-like weather year-round; warm days and cool nights. Coastal areas are hot and humid, especially from December to April. Rainy season (May to November) brings (slightly) cooler temperatures but more moisture. Humidity can be intense near the beach, and mold is a common problem. If you’re heat-sensitive, the highlands are better.
Family / Education
34. Is Costa Rica a good place to raise kids?
Absolutely. The country is peaceful, family-oriented, and offers access to both public and private schools. Outdoor activities, nature, and a slower pace of life are big draws. That said, adjusting to a new culture and language can take time.
35. Are there international schools?
Yes. Most international schools are in the Central Valley although popular beach communities also have some. They offer instruction in English or bilingual programs and follow U.S., British, or International Baccalaureate curriculums. Tuition ranges from $3,000 to over $10,000 per year depending on the school. These schools are popular with both expats and well-off Costa Ricans. Outside of San José and major tourist areas, options are limited, and families may turn to local schools or homeschooling.
36. Can my kids go to public school?
Yes, children with legal residency can attend Costa Rica’s free public school system. Instruction is in Spanish, and foreign students are welcome. Public schools vary in quality; some are excellent, others under-resourced. Many expats start their kids in public school to learn Spanish and transition later to private or bilingual options. The school year runs from February to December. Registration requires a local address, residency ID, and immunization records. Rural schools often have smaller classes but fewer resources.
37. What about homeschooling?
Homeschooling is not formally regulated in Costa Rica, making it a gray area. Many expat families homeschool using U.S. or international curriculums, online programs, or co-ops. There’s no requirement to register with the government, but homeschooled children aren’t eligible for Costa Rican diplomas. Some families homeschool part-time while enrolling in local extracurriculars or tutoring. It’s a flexible option, especially for remote workers or families who move often. That said, social opportunities and structure depend on the parents’ efforts and the local community.
38. Are there activities for children?
Yes, lots. Outdoor life is a huge part of childhood in Costa Rica, where beaches, waterfalls, wildlife, and national parks provide natural entertainment. In urban areas, you’ll also find sports teams, music classes, martial arts, dance, and art programs. Many international schools offer extracurriculars. In smaller towns, options may be limited, but expat communities often organize group activities or clubs. Costa Rica is a kid-friendly country where children are welcome in most places, including restaurants and public spaces.
Pets / Animals
39. Can I bring my pet to Costa Rica?
Yes, you can bring your dog or cat to Costa Rica, but there are specific import requirements. You’ll need a health certificate issued, along with proof of core vaccinations. Parasite treatment is also required. Most personal pets (up to five) don’t need an import permit, but certain breeds or animals arriving as cargo may. Other species face much stricter rules and bans (you can’t bring birds in, for example, while reptiles and farm animals are possible, but difficult). For dogs and cats, though, the process is straightforward if you prepare properly and follow the latest regulations.
40. Are there good vets?
Yes, there are plenty of excellent vets all over Costa Rica, with better services in urban and tourist areas. Costs are generally lower than in North America. Word-of-mouth or social media recommendations is the best way to find a good vet.
41. What about dangerous animals?
Costa Rica is home to some dangerous wildlife. It’s the tropics, and snakes, scorpions, spiders, and crocodiles are part of the landscape. That said, attacks on humans or pets are rare. Most snakes are non-venomous, and bites from venomous species are extremely uncommon, especially in urban or developed areas. Pet owners in rural zones should supervise small animals outdoors to avoid snake bites or encounters with wild predators like coatis or big cats, though those are even rarer. Overall, the risk is low with basic precautions.
Transport / Getting Around
42. Do I need a car?
Not necessarily, but it depends where you live. In cities or walkable towns, a car isn’t essential. But in rural areas or beach communities with limited public transport, it can be a necessity. Roads are often rough, and many expats choose 4x4s. Owning a car comes with high import taxes and maintenance costs, and used vehicles are expensive. Some expats rent long-term or use private drivers. If you live somewhere with good access to buses and shops, you can get by without one.
43. Can I drive on my foreign license?
Yes, but only as long as your immigration status is valid. Tourists can drive on a valid foreign license for up to 180 days (or until their tourist stamp expires). After that, you must leave the country and re-enter to reset the clock. Legal residents must get a Costa Rican license. Expats often delay getting a local license, but it’s recommended if you plan to stay long-term.
44. How’s the public transportation?
Costa Rica has a network of public buses that are cheap and reliable but slow and sometimes confusing. There are no trains (well, there’s train services around San José but nor around the country), and intercity buses can be uncomfortable for long rides. Taxis and ride-shares are available in larger towns.
45. What’s it like to drive in Costa Rica?
Driving in Costa Rica is fine for most people, although some tourists get nervous about the state of many roads and the aggressive local driving. Roads are narrow, signage is inconsistent, and weather conditions change quickly. Expect murderous traffic in major cities, potholes, aggressive drivers, and occasional livestock crossings. That said, many expats drive daily without problems. GPS apps like Waze help navigate. In rural areas, a 4×4 is often necessary. The main recommendation we have is to not drive at night on unfamiliar roads.
Work / Business / Remote Life
46. Can I work in Costa Rica?
Only if your residency category allows it. Most temporary residents, like pensionados and rentistas, can’t work for a local employer. You can, however, own a business or work online for foreign clients. Permanent residents and those with special permits (like residency through marriage or parenthood) can work legally in any job. Tourists cannot work legally at all. While some expats do informal work without the proper status, that comes with risks, including fines or deportation if caught.
47. Can I work online from Costa Rica?
Yes, many expats work remotely from Costa Rica. Internet is good in most areas, especially in the Central Valley and popular expat towns. If you’re not earning money locally or taking jobs from Costa Ricans, it’s okay. There’s also a specific digital nomad visa available, but most people just work remotely while on a tourist stamp or under other residency types without issue.
48. Can I open a business?
Yes, foreigners can legally own a business in Costa Rica, even on a tourist visa. Many expats open restaurants, hostels, tour companies, or work as consultants. You can own and manage a business, but to work in it (like serving customers, for example). Setting up a company is straightforward with the help of a lawyer. Keep in mind that running a business in Costa Rica involves bureaucracy, high employer costs, and labor laws favoring workers.
49. Do digital nomads need a visa?
There’s a digital nomad visa in place for remote workers earning over $3,000/month ($4,000 for families). It allows you to stay for up to one year with a possible one-year extension. It’s a good option if you want something more formal than a tourist stamp. However, most digital nomads still operate under tourist status or some form of residency without issue.
50. How fast is the internet?
Internet in Costa Rica is fast in most towns and cities, although it depends on what speed you want to pay for. Fiber-optic service is available in many areas, offering speeds of 200 Mbps or more. Rural areas may still rely on slower DSL or mobile networks, but coverage is improving, especially with satellite internet services like Starlink now available. Speeds are usually good enough for remote work, video calls, and streaming. Outages happen occasionally during storms, but overall, Costa Rica has solid internet infrastructure compared to much of Central America.
Thinking of Moving to Costa Rica?
These Costa Rica expat questions reflect the concerns we see every day from people considering a move. We’ve kept the answers short and realistic to give you a solid starting point and you’ll find links to further info if required. As always, dig deeper into the topics that matter most to you, talk to people on the ground, and come visit before making any big decisions.
